The $74k loan saving a 10-minute check just uncovered

News Corp AustraliaFirst published 28 Jul 2026, 12:19pmHomeowners are being urged to do a fit check for their home loan that could save them as much as $74,000. Pictured The Ponds in the North West of Sydney. One of Australia’s biggest banks says most Australian mortgage holders are sitting on a small fortune they don’t know about – and the fix takes less time than scrolling Netflix. National Australia Bank executive for home lending flagged 10 minutes is all it would take to reshape your home loan – a move that borrowers should take time to unlock thousands in savings this winter. NAB home lending executive Denton Pugh. By Denton Pugh We regularly spend 10 minutes checking the weather, tracking a parcel or deciding what to watch on Netflix. Spending the same amount of time reviewing your home loan every now and then can be just as worthwhile and even save you money. While there’s plenty of discussion about where the property market goes next, for most mortgage holders, the more important question is whether their home loan still suits their life. New NAB data shows around 30 per cent of customers are choosing to fix their loan again, up from just 5 per cent a year ago, while other...