What’s on the Rhode Island Seller Disclosure Form?

1 week ago 5

You know your Rhode Island home better than anyone, warts and all. If you’re making plans to sell, you may be wondering how much you need to reveal on the Rhode Island seller disclosure form, officially known as the Rhode Island Real Estate Sales Disclosure Form.

This form gives potential buyers a better picture of your property’s condition and history so they can make a more informed decision, but it can also protect you from any potential legal hiccups that could arise from failing to disclose information about the property.

In this post, we’ll tell you what to expect, how much detail to provide, and what could go wrong if you leave something out. We’ll also provide a downloadable Disclosure Litmus Test to help you identify any red flags.

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What is the Rhode Island seller disclosure form?

The Rhode Island seller disclosure form, or Rhode Island Real Estate Sales Disclosure Form, is a document developed by the Rhode Island Association of Realtors. It’s designed to help you disclose any known issues or facts about your home that could impact its value or a buyer’s decision to proceed.

Rhode Island law requires sellers to disclose all material facts — in other words, anything that could impact the buyer’s use or enjoyment of the property. The Rhode Island Real Estate Sales Disclosure Form serves as a guide to help you complete this process thoroughly. It covers everything from structural issues and past repairs to neighborhood conditions and HOA rules.

What’s included in the Rhode Island seller disclosure form?

Below is a section-by-section summary of what you’ll be asked to disclose when selling a home in Rhode Island. This list will be  an overview of the things you can expect to see on your disclosure form, but your actual form may differ.

Major systems and components

Roof age/condition
Fireplaces and stoves
Heating system details and any defects
Underground storage tanks (status, testing, documentation)
Hot water system
Plumbing type and issues
Electrical system and wiring type
Solar equipment (owned or leased)
Air conditioning type
Insulation in walls, ceilings, and floors

Utilities

Sewer and water

Public or private sewer; septic/cesspool details and maintenance
Public or private water; well depth, testing, and water quality
Any filtration or treatment systems

Municipal information

Local requirements and property records

Property tax and fire district tax
Surveys, easements, encroachments, or restrictions
Deed type
Zoning classification, permits, historic district status
Building permits and any code violations
Floodplain status and any elevation certificates
Wetlands determination

Condo or multi-unit information

(If applicable)

Monthly condo fees and assessments
Rental info: leases, income, deposits
Number of legal units

Notices and disclosures

Environmental and safety items

Pool info and permits
Lead paint reports (for pre-1978 homes)

Smoke and carbon monoxide detectors
Radon tests or mitigation
Known mold conditions
Homeowners insurance claims

Structure checklist

Basement, foundation, walls, floors, ceilings
Chimneys, doors, windows
Driveway, sidewalks, fences

Equipment and appliances

Items included in the sale (e.g., appliances, HVAC equipment, security systems, generator, sump pump)

Conditions

Issues such as asbestos, drainage, soil movement, settling, prior fire damage, flooding, wood rot, or pest activity
Any structural repairs or remaining service contracts

Other conditions and factors

This is an open-ended section where you can disclose anything not already covered that might affect the home’s value or a buyer’s decision, such as past insurance claims, neighbor disputes, or unusual property quirks.

Additional explanations

This is a freeform space to clarify any earlier answers or provide details that didn’t fit elsewhere. If you marked “yes” to something earlier in the form, this is your opportunity to explain it fully.

Download and print our Disclosure Litmus Test

Use this link to download a printable checklist (62KB) to prepare for completing the Rhode Island seller disclosure form. The questions on this Seller Disclosure Litmus Test reflect the types of details and issues you may need to reveal about your home — and what buyers expect to know.

Check off anything that applies to your Rhode Island property. If you’re unsure about something, make a note to ask your real estate agent or investigate further. The goal is to help you think through what needs to be documented and disclosed during the sale process.

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