What’s on the Michigan Seller Disclosure Form?

7 hours ago 4

If you’re selling your Michigan home, you might be wondering about disclosures and how much you need to reveal on the Michigan seller disclosure form, officially known as the Seller’s Disclosure Statement.

This form provides potential buyers with a better idea of your property’s condition and history, giving them all the necessary information to make an informed purchase with confidence. Additionally, it can also protect you from any potential legal hiccups that could arise from failing to disclose an issue.

In this post, we’ll tell you what to expect, how much detail to provide, and what could go wrong if you leave something out. We’ll also provide a downloadable Disclosure Litmus Test to help you identify any red flags.

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What is the Michigan seller disclosure form?

The Michigan seller disclosure form, or Seller’s Disclosure Statement, is a document developed by the Michigan Association of Realtors. It’s designed to help you disclose any known issues or facts about your home that could impact its value or a buyer’s decision to continue with the sale.

Michigan law requires sellers to disclose all material facts — in other words, anything that could impact the buyer’s use or enjoyment of the property. The Seller’s Disclosure Statement form acts as a guide to help you do this thoroughly. It covers everything from structural issues and past repairs to neighborhood conditions and HOA rules.

What’s included in the Michigan seller disclosure form?

Below is a section-by-section summary of what you’ll be asked to disclose when selling a home in Michigan. This is just a quick overview of what might appear on your form, and can help you plan better for what to expect.

Appliances, systems, and services

Sellers mark yes, no, or unknown for items such as:

☐ Major appliances (range/oven, dishwasher, refrigerator, microwave)
☐ Home systems (electrical, plumbing, heating, central air, sump pump)
☐ Water and waste systems (well, pump, septic, city water/sewer)
☐ Extras (garage door opener, alarm system, ceiling fans, sprinkler system, fireplace, sauna/hot tub, pool equipment)

Property conditions and key systems

Structural and mechanical

☐ Basement or crawl space water issues
☐ Roof leaks and approximate age
☐ Heating system type/age
☐ Plumbing or electrical problems
☐ Pest history

Environmental and safety

☐ Asbestos, radon, formaldehyde, lead paint
☐ Fuel or chemical storage tanks
☐ Contaminated soil
☐ Flood insurance status
☐ Mineral rights ownership

Other items that may affect the property

☐ Shared features (fences, driveways)
☐ Encroachments or easements
☐ HOA or common-area oversight
☐ Unpermitted modifications
☐ Settling, drainage, flooding, or structural issues
☐ Major past damage (fire, wind, flood, landslide)
☐ Underground storage tanks
☐ Nearby farms, landfills, airports, shooting ranges
☐ Outstanding utility or municipal fees
☐ Pending litigation impacting the property

Other conditions and factors

This is an open-ended section where you can disclose anything not already covered that might affect the home’s value or a buyer’s decision, such as past insurance claims, neighbor disputes, or unusual property quirks.

Additional explanations

This is a freeform space to clarify any earlier answers or provide details that didn’t fit elsewhere. If you marked “yes” to something earlier in the form, this is your opportunity to explain it fully.

Download and print our Disclosure Litmus Test

Use this link to download a printable checklist (62KB) to prepare for completing the Michigan seller disclosure form. The questions on this Seller Disclosure Litmus Test reflect the types of details and issues you may need to reveal about your home — and what buyers expect to know.

Check off anything that applies to your Michigan property. If you’re unsure about something, make a note to ask your real estate agent or investigate further. The goal is to help you think through what needs to be documented and disclosed during the sale process.

What is not required to be disclosed? Michigan law limits disclosures to the condition of the property, and as such, it does not require you to disclose if someone died in the home, if a previous occupant had HIV or AIDS, or if a sex offender lives nearby. You’re also not obligated to disclose neighborhood rumors, the presence of supposed paranormal activity, or personal reasons for selling, unless you are directly asked and your answer could be misleading.

Find a Top Agent to Help You Navigate Disclosures

HomeLight’s free Agent Match platform can connect you with a top-performing agent in your market who can help you navigate your entire home-selling journey — from disclosures to closing.

Common mistakes sellers make on the disclosure form

Here are some of the most common missteps sellers make when filling out the Michigan Seller’s Disclosure Statement:

Checking “yes” without providing an explanation: If you check a yes box that includes an “Explain” line, not providing the details could stall your home sale.
Guessing instead of explaining: If you’re not sure about something, don’t make assumptions — just state that you don’t know or explain it.
Failing to attach supporting documents: Inspection reports, permits, repair invoices, and warranties help verify your disclosures.
Not disclosing repaired issues: Even if you’ve fixed a problem listed on the form, like a roof leak or plumbing issue, it still needs to be reported.
Minimizing or softening the truth: Downplaying a defect can open you up to legal risk if the buyer later discovers the issue was worse than you initially described.

What if you fail to disclose something important?

If you fail to disclose a known material fact about your Michigan home, the buyer may have grounds to cancel the contract or sue you after the sale. In some cases, nondisclosure can be considered fraud under Michigan law, particularly if the omission appears intentional. Being upfront early in the process helps prevent bigger headaches later.

When and how buyers review the disclosure

Under Michigan’s standard purchase contract, you’re expected to provide a completed Seller’s Disclosure Statement before the transferor (seller) executes a binding purchase agreement. The buyer then has a set review period, typically 72 hours (if delivered in person) or 120 hours (if sent by registered mail), to examine the form and decide whether to proceed, request repairs, or cancel the deal.

Partner with a top Michigan agent to protect your sale

Disclosing your home’s condition is one of the most important — and legally sensitive — parts of the selling process in Michigan. A top local agent can help you understand what’s required, avoid common pitfalls, and provide expert guidance so you can complete the Seller’s Disclosure Statement accurately and confidently.

Unsure where to start? HomeLight’s free Agent Match platform connects you with trusted real estate agents in your Michigan market. We analyze over 27 million transactions and thousands of reviews to determine which agent is best for you based on your goals and selling timeline.

See the top real estate agents in 10 Michigan markets:

If you’re buying and selling at the same time, check out HomeLight’s Buy Before You Sell program, which can streamline the entire process so you only move once. Watch this short video to see how it works.

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