A New Report Says That Retirement Could Cost $2.5 Million by 2043—Here’s How Real Estate Investing Could Help You Get There

The conventional concept of retirement—leisurely games of golf, twice-yearly vacations, and drinking coffee at morning book clubs—is becoming as improbable as watching a unicorn foal graze in your back garden. That’s because very few people have the money to retire. This has been brought into sharp relief by the investment bank Goldman Sachs Retirement Survey 2025, accompanied by the intimidating headline that Americans will need roughly $2.57 million to retire by 2043. This accounts for a 4% withdrawal rate, or about $100K per year (from conservative investing). That doesn’t mean you’ll be sharing yachts with Leonardo DiCaprio, but rather, living a modest middle-class life and still watching your pennies. Being an investment bank, Goldman Sachs naturally arrives at this number through conservative stock portfolios. Of interest to prospective landlords starting their investment journey now is calculating how they could achieve the same outcome with rental properties. You Can’t Mail in a Brick to Pay a Bill Alex Langan, chief investment officer of Langan Financial Group in Harrisburg, Pennsylvania, told Realtor.com: “The $2.57 million number from Goldman Sachs isn’t meant to be para...